You cancel renters insurance by calling your insurance company, using their internet portal, or mailing in a written request. Your specific guidelines for canceling will be detailed in your insurance policy.
Before you cancel, consider the following:
- If you’re changing policies: Try to avoid gaps in coverage. Before switching to another company or transitioning to homeowners insurance, wait until your new policy has taken effect before you cancel your old one.
- If you’re canceling completely: If you’re canceling your insurance altogether, first ensure that your landlord doesn’t require it in your rental agreement.
Note that renters insurance automatically renews, so the best time to cancel your policy is right before your renewal date.